We can finance both the purchase price and home improvements for your new home. We are the only lending institution in Muskegon County that will allow you to finance your home including the cost for home improvements.

 You cannot get financing for your new home because the building is not up to code. Many government assistance programs designed to get you into your first home require that the house you buy is up to code. So you will be limited as to what homes you can look at. We are one of the only lending institutions that can arrange for you to purchase a house that is not up to code, because we will help you bring the home up to code after you purchase the house. This greatly increases the number of homes you can consider.

 You want to buy a home that needs improvement, but have little experience working with contractors. Working with building contractors is a difficult prospect for new home owners. Which contractors should you use, how will you pay them, and how do you keep several projects managed at the same time.The Neighborhood Investment Corporation is the only lending institution that will actually help you in this process. We provide both training and project management assistance to home owners, and basically help keep home improvement projects on track.

 You are interested in getting about $15,000 more house than you can actually afford. Because the Neighborhood Investment Corporation may provide for CO-Investment of up to $15,000 in your home, it is like getting and added $15,000 loan for the purchase of your home that is interest free as long as you own the home.